Medicare Part A and Medicare Part B are often referred to as Original Medicare. Original Medicare is managed by the federal government and provides Medicare eligible individuals with coverage for and access to doctors, hospitals, or other health care providers who accepts Medicare. It is a fee-for-service plan, meaning that the person with Medicare usually pays a fee for each service. Medicare pays its share of an approved amount up to certain limits, and the person with Medicare pays the rest. Get in touch and we’ll answer all of your questions.

Medicare Supplement Insurance or Medigap is a specialized form of insurance for Medicare Part A and Part B. Offered by private providers; it was designed to fill gaps left by the original Medicare coverage. It is not true Medicare insurance because it does not create Medicare benefits. Rather, it is gap coverage designed to cover the areas of costs exposure in Medicare benefits. We can walk you through all of your options to see what makes the most sense for you.